Annual Percentage Yield (APY)
The interest rate and annual percentage yield may change at any time at the bank's discretion. The annual percentage yield assumes interest remains on deposit until maturity. Any withdrawal will reduce earnings and APY. The interest rates and annual percentage yields stated below are accurate as of
11/09/2008. You may call 702-252-8777 to obtain current information. Please look at Personal Banking and Business Banking tabs on this website for minimum balance and other account terms. Fees may reduce earnings.
| Time Certificate Rates |
| Terms with Fixed Rate ($500 Minimum) | | |
|---|
| Less Than $25,000 | Rate | APY |
|---|
| 3 to 5 Months | 2.00% | 2.02% | | 6 to 11 Months | 2.50% | 2.53% | | 12 to 17 Months | 2.75% | 2.78% | | 18 to 23 Months | 3.00% | 3.04% | | 24 to 35 Months | 3.00% | 3.04% | | 36 to 47 Months | 3.00% | 3.04% | | 48 Months | 3.00% | 3.04% | | $25,000 or More | Rate | APY |
|---|
| 3 to 5 Months | 2.15% | 2.17% | | 6 to 11 Months | 2.65% | 2.68% | | 12 to 17 Months | 2.90% | 2.94% | | 18 to 23 Months | 3.15% | 3.20% | | 24 to 35 Months | 3.15% | 3.20% | | 36 to 47 Months | 3.15% | 3.20% | | 48 Months | 3.15% | 3.20% |
CDs - Interest will be compounded and credited monthy. You will be paid this rate until first maturity. A penalty may be imposed for early withdrawal. *Substantial penalty for early withdrawal. All certificates compound monthly. Back to top
| Checking and Savings Rates |
| Product | Amount | Rate | APY |
|---|
| Checking with Interest | Under $2,500 | .25% | .25% | | | $2,500 - $24,999 | .50% | .50% | | | $25,000 - $74,999 | .75% | .75% | | | $75,000 - $249,999 | 1.00% | 1.00% | | | $250,000 - $999,999 | 1.25% | 1.26% | | | $1,000,000 -$2,499,999 | 1.50% | 1.51% | | | $2,500,000 or more | 1.75% | 1.76% | | Product | Amount | Rate | APY |
|---|
| Money Market | Under $2,500 | .50% | .50% | | | $2,500 - $24,999 | 1.00% | 1.00% | | | $25,000 - $74,999 | 1.25% | 1.26% | | | $75,000 - $249,999 | 1.50% | 1.51% | | | $250,000 - $999,999 | 1.75% | 1.76% | | | $1,000,000 -$2,499,999 | 2.00% | 2.02% | | | $2,500,000 or more | 2.75% | 2.78% | | Product | Amount | Rate | APY |
|---|
| Regular Savings | Under $2,500 | .50% | .50% | | | $2,500 - $24,999 | 1.14% | 1.15% | | | $25,000 - $74,999 | 1.25% | 1.26% | | | $75,000 - $249,999 | 1.75% | 1.76% | | | $250,000 - $999,999 | 1.75% | 1.76% | | | $1,000,000 -$2,499,999 | 2.00% | 2.02% | | | $2,500,000 or more | 2.75% | 2.78% |
*Compounding: Checking with Interest - Monthly, Money Market - Monthly, Regular Savings - Quarterly. Back to top
| IRA Rates |
| Product | Rate | APY |
|---|
| 18 Month Variable Rate | 3.30% | 3.35% | | 12 Month Fixed Rate | 3.30% | 3.35% | | 24 Month Fixed Rate | 3.30% | 3.35% | | 36 Month Fixed Rate | 3.30% | 3.35% | | 48 Month Fixed Rate | 3.30% | 3.35% |
Substantial penalty for early withdrawal. All IRAs compounded monthly. Back to top
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