Annual Percentage Yield (APY)
The interest rate and annual percentage yield may change at any time at the bank's discretion. The annual percentage yield assumes interest remains on deposit until maturity. Any withdrawal will reduce earnings and APY. Interest rates and annual percentage yields stated below are accurate as of
08/23/2010. You may call 702-252-8777 to obtain current information. Please look at Personal Banking and Business Banking tabs on this website for minimum opening balance and other account terms.
| Time Certificate Rates |
| Terms with Fixed Rate ($500 Minimum Opening Balance) | | |
|---|
| Account Balance Less Than $100,000.00 | Interest Rate | APY |
|---|
| 3 to 5 Months | 0.80% | 0.80% | | 6 to 11 Months | 1.00% | 1.00% | | 12 to 17 Months | 1.00% | 1.00% | | 18 to 23 Months | 1.20% | 1.20% | | 24 to 35 Months | 1.35% | 1.36% | | 36 to 47 Months | 1.50% | 1.51% | | 48 Months | 1.65% | 1.66% | | Account Balance $100,000.00 or More | Interest Rate | APY |
|---|
| 3 to 5 Months | 0.95% | 0.95% | | 6 to 11 Months | 1.15% | 1.15% | | 12 to 17 Months | 1.35% | 1.36% | | 18 to 23 Months | 1.40% | 1.41% | | 24 to 35 Months | 1.50% | 1.51% | | 36 to 47 Months | 1.70% | 1.71% | | 48 Months | 1.75% | 1.76% |
CDs - Interest will be compounded and credited monthy. You will be paid this rate until first maturity. You must maintain the account balance referenced for each tier in order to earn the annual percentage yield (APY) disclosed.
*Substantial penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Back to top Town & Country Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
| Checking and Savings Rates |
| Product | Account Balance | Interest Rate | APY |
|---|
| Checking with Interest | Less than $25,000.00 | 0.05% | 0.05% | | | $25,000.00 - $74,999.99 | 0.10% | 0.10% | | | $75,000.00 - $249,999.99 | 0.20% | 0.20% | | | $250,000.00 - $999,999.99 | 0.25% | 0.25% | | | $1,000,000.00 - $2,499,999.99 | 0.35% | 0.35% | | | $2,500,000.00 or more | 0.50% | 0.50% | | Product | Account Balance | Interest Rate | APY |
|---|
| Money Market | Less than $25,000.00 | 0.10% | 0.10% | | | $25,000.00 - $74,999.99 | 0.20% | 0.20% | | | $75,000.00 - $249,999.99 | 0.30% | 0.30% | | | $250,000.00 - $999,999.99 | 0.40% | 0.40% | | | $1,000,000.00 - $2,499,999.99 | 0.75% | 0.75% | | | $2,500,000.00 or more | 0.85% | 0.85% | | Product | Account Balance | Interest Rate | APY |
|---|
| Regular Savings | Less than $25,000.00 | 0.10% | 0.10% | | | $25,000.00 - $74,999.99 | 0.20% | 0.20% | | | $75,000.00 - $249,999.99 | 0.30% | 0.30% | | | $250,000.00 - $999,999.99 | 0.40% | 0.40% | | | $1,000,000.00 - $2,499,999.99 | 0.75% | 0.75% | | | $2,500,000.00 or more | 0.80% | 0.80% |
Checking with Interest and Money Market account interest will be compounded and credited monthly. Regular Savings interest will be compounded and credited quarterly.
The interest rate and annual percentage yield may change at any time at the bank's discretion. You must maintain the account balance referenced for each tier in order to earn the annual percentage yield (APY) disclosed.
*Fees could reduce earnings on the account. Back to top
| IRA Rates |
| Terms with Fixed Rate ($500 Minimum Opening Balance) | Interest Rate | APY |
|---|
| 12 Month | 1.35% | 1.36% | | 24 Month | 1.55% | 1.56% | | 36 Month | 1.75% | 1.76% | | 48 Month | 2.00% | 2.01% |
IRA's - Interest will be compounded and credited monthly. You will be paid this rate until first maturity.
*Substantial penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Back to top
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