Business Banking


Business Checking

Basic Business Checking
Opening Balance: $100
Balance to Avoid Service Charge: $0
Service Charge: $10 per month
Per Check Charge: 15 cents per check over 20 checks in a statement cycle
Interest: None


Business Checking
Opening Balance: $100
Service Charge: $10 per month
Per Item Charge: See account analysis fee schedule. Fees offset by an earnings allowance credit.
Interest: None


Interest Checking

Business Money Market Checking
Opening Balance: $2500
Balance to Avoid Service Charge: $2500
Service Charge: $15
Excess Activity Charge: $10 per debit in excess of 6 or $10 per third party withdrawal in excess of 3 per statement cycle
Interest: Tiered market rates paid monthly on average collected balance.Interest rate increases as balance increases
Limited Check Writing


Savings

Savings
Opening Balance: $300
Balance to Avoid Service Charge: $300
Service Charge: $5 per quarter
Excess Activity Charge: $5 per withdrawal in excess of 6 per quarter
Interest:
Tiered market rates paid quarterly on average collected balance. Interest rate increases as balance increases.



Loan Products


Revolving Line of Credit

  • Exceptional convenience designed by the customer
  • Automatic advances and payments from your checking account save time and money
  • Competitive interest rate

Commercial Real Estate

  • Flexible terms and conditions
  • Competitive interest rate (fixed or variable)

Commercial Loans

  • Flexible terms and conditions
  • Competitive interest rate (fixed or variable)

Equipment Leasing

  • Provides long term fixed rate financing
  • Offers numerous payment plans and lease end options for maximum flexibility
  • May offer tax advantages
  • Creates allowable front-end costs
  • Keeps working capital free

Commercial Construction

  • Flexible terms and conditions
  • Competitive interest rate (fixed or variable)

Residential Construction

  • Flexible terms and conditions
  • Competitive interest rate (fixed or variable)


Mortgage Financing for Apartment Complexes, Shopping Centers, Office Buildings and Warehouses