Business Checking
Basic Business Checking
|
|
| Opening Balance: |
$100 |
|
Balance to Avoid Service Charge: |
$0 |
| Service Charge: |
$10 per month |
| Per Check Charge: |
15 cents per check over 20 checks in a statement cycle |
|
Interest: |
None |
| Business Checking |
|
| Opening Balance: |
$100 |
| Service Charge: |
$10 per month |
| Per Item Charge: |
See account analysis fee schedule. Fees offset by an earnings allowance credit.
|
| Interest: |
None |
Interest Checking
| Business Money Market Checking |
|
| Opening Balance: |
$2500 |
| Balance to Avoid Service Charge: |
$2500 |
| Service Charge: |
$15 |
| Excess Activity Charge: |
$10 per debit in excess of 6 or $10 per third party withdrawal in excess of 3 per statement cycle |
| Interest: |
Tiered market rates paid monthly on average collected balance.Interest rate increases as balance increases
|
Limited Check Writing
|
|
Savings
| Savings |
|
| Opening Balance: |
$300 |
| Balance to Avoid Service Charge: |
$300 |
| Service Charge: |
$5 per quarter |
| Excess Activity Charge: |
$5 per withdrawal in excess of 6 per quarter
|
|
Interest:
|
Tiered market rates paid quarterly on average collected balance. Interest rate increases as balance increases. |
|
|
Loan Products
Revolving Line of Credit
- Exceptional convenience designed by the customer
- Automatic advances and payments from your checking account save time and money
- Competitive interest rate
Commercial Real Estate
- Flexible terms and conditions
- Competitive interest rate (fixed or variable)
Commercial Loans
- Flexible terms and conditions
- Competitive interest rate (fixed or variable)
Equipment Leasing
- Provides long term fixed rate financing
- Offers numerous payment plans and lease end options for maximum flexibility
- May offer tax advantages
- Creates allowable front-end costs
- Keeps working capital free
Commercial Construction
- Flexible terms and conditions
- Competitive interest rate (fixed or variable)
Residential Construction
- Flexible terms and conditions
- Competitive interest rate (fixed or variable)
Mortgage Financing for Apartment Complexes, Shopping Centers, Office Buildings and Warehouses