Business Checking
Basic
Business Checking
|
|
| Minimum Opening
Balance: |
$100 |
| Minimum Balance
to Avoid Maintenance Service Charge: |
$0 |
| Service Charge-Maintenance: |
$10 per month |
| Service Charge-Activity
Charge: |
15 cents per check over 20 checks in a statement cycle |
| Interest: |
None |
| Business
Checking |
|
| Minimum Opening
Balance: |
$100 |
| Service Charge-Maintenance: |
$10 per month |
| Per Item Charge: |
See account analysis
fee schedule. Fees offset by an earnings allowance
credit. |
| Interest: |
None |
Interest Checking
| Business
Money Market Checking |
|
| Minimum Opening
Balance: |
$2500 |
| Minimum Balance
to Avoid Maintenance Service Charge: |
$2500 |
| Service Charge-Maintenance: |
$15 |
| Excess Activity
Fee: |
$10 per debit in
excess of 6 or $10 per third party withdrawal in excess of 3
per statement cycle |
| Interest: |
Tiered market rates
paid monthly on daily collected balance.Interest rate increases
as balance increases |
Limited Check Writing
|
|
Savings
| Savings |
|
| Minimum Opening
Balance: |
$300 |
| Minimum Balance
to Avoid Maintenance Service Charge: |
$300 |
| Service Charge-Maintenance: |
$5 per quarter |
| Excess Activity
Fee: |
$5 per withdrawal
in excess of 6 per quarter
|
Interest: |
Tiered market rates
paid quarterly on daily collected balance. Interest rate increases
as balance increases. |
|
|
Loan Products
Revolving Line of Credit
- Exceptional convenience
designed by the customer
- Automatic advances
and payments from your checking account save time and money
- Competitive interest
rate
Commercial Real
Estate
- Flexible terms and
conditions
- Competitive interest
rate (fixed or variable)
Commercial Loans
- Flexible terms and
conditions
- Competitive interest
rate (fixed or variable)
Equipment Leasing
- Provides long term
fixed rate financing
- Offers numerous
payment plans and lease end options for maximum flexibility
- May offer tax advantages
- Creates allowable
front-end costs
- Keeps working capital
free
Commercial Construction
- Flexible terms and
conditions
- Competitive interest
rate (fixed or variable)
Residential Construction
- Flexible terms and
conditions
- Competitive interest
rate (fixed or variable)
Mortgage Financing
for Apartment Complexes, Shopping Centers, Office Buildings and
Warehouses
